People with bad credit scores (300-639) can rebuild their credit by using credit cards responsibly. Secured credit cards are the best for such people as they offer the highest approval chances and charge the lowest fees. Here are some credit cards for people with bad credit:

Applied Bank® Secured Visa® Gold Preferred® Credit Card

This secured card requires you to pay a one-time minimum deposit of $200. The maximum deposit can be $1,000, and you can increase your credit limit up to $5,000 by adding additional deposits. You don’t need to undergo a credit check or have a minimum credit score to get this card. Additionally, there are no one-time fees. The APR on this card is fixed and low (9.99%). There is no monthly fee, but an annual fee of $48 is charged. Moreover, your account information is automatically reported to all three national credit bureaus.

Green Dot Visa® Secured Credit Card

This Green Dot card doesn’t require you to have a bank account. You need to pay an initial minimum deposit of $200. The card doesn’t carry any one-time, and monthly fees. It has a regular APR of 19.99% and an annual fee of $39. What’s more, your application for the card doesn’t affect your credit score.

Credit One Bank® Visa® Credit Card

This card, which offers 1% cashback rewards on certain purchases, has no one-time and monthly fees attached to it. Its annual fee is $0-$99, and the APR ranges between 17.99% and 23.99%. These accounts are automatically reviewed to see if the credit line on them can be increased. In addition, you can make paying your bill easier by choosing your payment due date, and track your progress with free online access to your Experian credit score (terms apply for both cases). There’s also $0 Fraud Liability.

Indigo® Mastercard® for Less than Perfect Credit

This is another card that comes with zero one-time and monthly fees. The annual fee may range from $0 to $99, while the APR remains 24.9%. You can get pre-qualified for this card without it impacting your credit score. You are provided fraud protection if your card gets lost or stolen, and your account history is reported to the three major credit bureaus in the U.S.